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Fintech company providing digital financial services and payments solutions.
Key Characteristics
Products & Services
PayPal Holdings, Inc. Core Product
Primary product/service offering from PayPal Holdings, Inc..
Customer Segments
- •Businesses
- •Enterprises
- •End users
- ✓Business operations
- ✓Digital transformation
Geographic Presence
SEC Filing Analyses (7)
10-Q
Q3 2025
PayPal Shows Resilient Growth Amid Rising Transaction Losses and Credit Expansion
PayPal delivered 7.3% YoY revenue growth to $8.4B in Q3, but faces mounting transaction losses up 37% YoY to $483M. Operating income grew 9.3% to $1.52B despite margin pressure from credit expansion a...
10-Q
Q2 2024
PayPal Shows Resilient Growth Amid Margin Pressure and Strategic Restructuring
PayPal delivered 8.2% YoY revenue growth to $7.9B in Q2, demonstrating resilience despite competitive pressures. Operating margins expanded to 16.8% from 15.5% YoY, though transaction expenses continu...
10-K
FY 2024
PayPal's Growth Stalls as Transaction Margins Compress Amid Fierce Competition
PayPal faces significant headwinds as transaction margins compressed 87bps YoY to 47.1% amid intensifying competition. Total Payment Volume (TPV) grew 13% to $1.53T, but revenue growth slowed to 8% as...
10-Q
Q3 2023
PayPal Shows Resilient Growth Despite Margin Pressure and Credit Portfolio Shifts
PayPal demonstrated resilient performance with revenue growing 8.4% YoY to $7.42B in Q3 2023, though margins faced pressure from rising transaction expenses. The company is strategically repositioning...
10-Q
Q2 2023
PayPal's Q2 Shows Margin Expansion Despite Slowing Growth and Credit Portfolio Shift
PayPal delivered Q2 revenue of $7.29B (+7.1% YoY) with significant operating margin expansion to 15.5% (+440bps YoY). The company is strategically shifting its credit portfolio, with $1.9B of loans no...
10-Q
Q1 2023
PayPal Shows Resilience with 9% Revenue Growth Despite Restructuring and Market Headwinds
PayPal delivered solid Q1 2023 results with revenue growing 9% YoY to $7.04B and net income increasing 56% to $795M. Operating margin expanded 290bps to 14.2% as cost control measures and restructurin...
10-K
FY 2023
PayPal's Digital Wallet Pivot Shows Promise Amid Challenging Macro Environment
PayPal demonstrated resilience in FY2023 with TPV growing 8% YoY to $1.5T despite macro headwinds. The company's strategic shift toward digital wallet expansion and branded checkout optimization deliv...