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Enterprise software company providing business solutions for digital transformation.
Key Characteristics
Employees
8,000
Founded
2005
Revenue (TTM)
$5.0B
Revenue (Prior Year)
$4.5B
R&D Spend (TTM)
$800.0M
R&D Spend (Prior Year)
$700.0M
Products & Services
Affirm Holdings Inc. Core Product
Primary product/service offering from Affirm Holdings Inc..
Pricing Model
Contact for pricing
Marketing Approach
Main offering from Affirm Holdings Inc.
Customer Segments
Direct Customers
- •Businesses
- •Enterprises
Indirect/End Customers
- •End users
Problems Solved / Use Cases
- ✓Business operations
- ✓Digital transformation
Geographic Presence
Headquarters
United States
Operating Regions (3)
United StatesEuropeAsia-Pacific
Revenue by Region
Europe25%
Asia-Pacific15%
North America60%
SEC Filing Analyses (2)
10-Q
Q3 2025
Nov 6, 2025
Affirm's Loan Growth Surges 40% YoY Despite Rising Credit Costs
Affirm reported strong loan portfolio growth of 40% YoY to $4.8B, driven by expanded merchant partnerships and higher consumer adoption. However, credit costs rose with loss provisions increasing 65bp...
10-K
FY 2025
Aug 28, 2025
Affirm's Merchant Network Expansion Drives 47% GMV Growth Despite Rising Credit Costs
Affirm demonstrated strong merchant network growth with total GMV reaching $24.7B (+47% YoY), powered by enterprise partnerships and SMB expansion. Credit losses increased 180bps to 5.8% of GMV as the...